I’m Patrick, a personal finance guru hailing from Africa, specifically Rwanda and now residing in sunny San Diego.  I love traveling, spreadsheets, and my wife (not necessarily in that order).  I made a deal with my wife, she’ll proofread, but only if she’s allowed to add her two cents once in awhile.  We work as a team on our finances so that’s fine by me!

Our goal is complete retirement by the year 2018 at which point we’ll travel the world on a “slow travel” journey spending several months at a time in each destination.  We are currently semi-retired and spend about 6 weeks a year traveling.  Our favorite destinations involve lots of sun, sand, ocean, cocktails, and relaxation.

I value my reader’s feedback, so please feel free to use the comment section of each post or send me a message, I promise I’ll respond to each and every one.

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